Borrow money in a smoother way

Payday loans are source of easier monetary help to the salaried class of people when they need to have cash in hands for urgency purposes in the same day. These loans are considered as hassle-free for the borrowers as the lenders do not make credit checks and other queries. The loan amount is deposited in your bank account within 24 hours in your bank checking account.

However, the loan seekers should be employed for past at least six months. You should be producing all the documents to prove your monthly salary. An active and valid bank checking account in your name and your age at the time of applying for the loan should be at least 18 years are other conditions for availing the loan.

Payday loans are very short-term unsecured cash loans in the range of £100 to £1500. while the approval of the loan amount comes for two weeks with the repayment date matching with your next payday,  you are allowed to rollover the loan up to a month or more.

Your bad credit rating and risky history with low credit score does not matter to the lending companies as they do not make any credit checks on the applicants.   You do not have to reveal anything about your past late payments, payment defaults and CCJs to the lender in order to borrow the cash for urgency.

But a disadvantage of the loan is its high APR for the salaried class of people on smaller cash. You are bound to make heavy interest payments, if you do not repay on the next payday and stretch the loan for a month and more.

So, we advise you to borrow only when some urgency strikes you and take out payday loans only from competitive online lenders so that your interest payment can be manageable within your repayment reach.


Payday loans are instantly given without credit checks in the same day. You are allowed to repay on next payday.